Direct Lender Quick Money NO “Paper” Work Rapid Approval Easy Process Faxless Secure Site It’s Fun!
How to Get a Payday Loan
When you need cash fast, Missouri payday loans can be a lifesaver. Designed
for unexpected emergencies, a payday loan is a cash advance against your next pay
check. Depending on your monthly income, a lender will loan you $100 to $2500 which
you then pay back when you get paid from your employer plus the loan fee. The money
can be used for anything you need. So unexpected car repairs, a surprise bill in
the mail, and even a weekend getaway can all be financed by a short term payday loan.
If this sounds like something you want to do, here are steps to take to secure a
The first step is the most important. You want to find a reputable lender who
will treat you with respect and won’t try to scam you out of your money. You can
find reputable lenders both online and in your local community. Before you fill out
an application, check out the company’s profile on the Better Business Bureau website.
Additionally, most states require payday loan operators to be licensed in that state
in order to do business with residents. Missouri residents can search the Missouri
Department of Finance website to verify the lender is licensed to do business in
Once you have found a few lenders compare the fees they charge to loan you money
as well as the length of time they give you for repayment. Choose the lender that
best matches your needs. To apply for the loan, you will need your identification,
bank statement, paycheck stubs, and your checkbook. Some lenders may even require
you to bring in a utility bill to verify your residence. You will be asked to fill
out a short application that details where you live, where you work and your monthly
The lender will then verify your employment as well as run your name through
a database that tells them if you are currently in default on a payday loan. If everything
checks out, the lender will advise you as to how much you can borrow. Once you negotiate
with the lender regarding the amount you want to get, they will have you write a
check to them for the loan amount plus the fee. In exchange they will give you a
check or cash for your loan. Applying for a Missouri payday loan is very easy and
straightforward. Just make sure you have the funds available in your bank account
for when your loan comes due to avoid defaulting on your loan.